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Leeds City Credit Union

A credit union is a financial co-operative set up to give you and other members access to loans and savings products. Leeds City Credit Union offers members savings accounts, current accounts, bill paying accounts, loans, pre-paid cards and more products and services.

All accounts require you to make an application for membership.

Frequently asked questions

What is a credit union?

A credit union is a financial co-operative, similar to a bank, but the main difference being it’s a ‘not for profit’ organisation. This means all of its profits go back into the company to improve products and services, and into the communities in which it works. It offers ethical banking, including competitive saving plans and access to loans.

Why should I join a credit union?

Credit unions are a great alternative to high street banks, and give people an alternative to doorstep and payday lenders. Credit unions are owned by their members, for the benefit of members alone. Members can attend annual general meetings and help make decisions.

Why Leeds City Credit Union?

Leeds City Credit Union is one of the largest credit unions in the country with 33,000 members and has been established since 1987. It has online and telephone banking, unlike some smaller credit unions. This means it provides national access no matter where you live in the country. It also has one of the biggest ranges of products for a credit union in the country.

Leeds City Credit Union

Leeds City Credit Union is capped as a credit union at 26.8% APR, so that is the maximum any member will pay. But each loan application is assessed on individual merit, and an appropriate interest rate is applied.

Is my money safe with Leeds City Credit Union?

Leeds City Credit Union is regulated the same as any other bank or building society by the FCA. Your money is also covered by the FSCS up to the value of £85,000 per member.

More information?

Visit the Leeds City Credit Union website or email your name and address to

Benefits and money advice?

Yorkshire Housing customers can access expert advice from our benefit and money advisors.